What do you need a wallet for?
Pick a use case — we'll show you the best XRP wallet for it.
I'm new to XRP
Start with a free, simple wallet built for the XRPL.
Best wallets for beginnersI want it on my phone
The best mobile XRP wallets for daily use, payments, and DeFi on the go.
Best mobile XRP walletsI want maximum security
Hardware wallets keep your XRP offline and safe.
Best hardware walletsI'm holding a large amount
Cold-storage setups for serious XRP holders — Ledger + Xaman is our blueprint.
Best for large holdingsI'm storing for the long term
Cold-storage setups for serious XRP holders.
Best cold-storage setupI want to use XRPL DeFi
Wallets and dApps for AMMs, NFTs and the DEX.
Best wallets for DeFiI just want the safest pick
The single wallet we recommend most often.
See our top pickTop XRP wallets at a glance
The shortlist most readers choose from. Tap any wallet for the full review.
| Wallet | Type | Price | Best for | Score | Action |
|---|---|---|---|---|---|
Xaman (XUMM) Our pick | Mobile · Software | Free | Daily use, DEX, NFTs | 9.9 | |
Ledger Nano X | Hardware | $149 | Cold storage | 9.9 | |
Tangem | Hardware (Card) | $54.90 | Portable hardware | 9.4 | |
Trezor Safe 5 | Hardware | $169 | Open-source hardware | 9.5 | |
ELLIPAL Titan 2.0 | Air-gapped hardware | $169 | Maximum isolation | 9.2 |
Top XRP Wallets
Secure your XRP with the most trusted wallets in the industry. We've tested them all so you don't have to.
Xaman (Xumm)
Mobile App Wallet • Free Fees
The definitive XRPL wallet. Purpose-built by XRPL Labs with full DEX, NFT, and AMM support — the most complete XRP Ledger experience available.
Ledger Nano X
Hardware Wallet • Standard Fees
Industry-leading hardware wallet with secure element chip and Bluetooth. Supports 5,500+ coins including XRP with cold storage security.
Crossmark
Browser Ext Wallet • Low Fees
Browser extension wallet bringing MetaMask-style convenience to the XRP Ledger. Ideal for desktop dApp interaction and DEX trading.
Tangem
Hardware Card Wallet • None Fees
Credit card-sized hardware wallet using NFC. No seed phrase needed — your backup is a second physical card. Water-resistant with 25-year lifespan.
Bifrost Wallet
Mobile App Wallet • Free Fees
Multi-chain mobile wallet with native XRPL DEX access. Manage XRP alongside Ethereum, Solana, and Polygon from a single app.
Trust Wallet
Mobile App Wallet • Free Fees
60M+ users worldwide. Binance-backed open-source wallet supporting 100+ blockchains. Basic but reliable XRP support in a familiar interface.
GateHub
Web Wallet Wallet • Low Fees
EU-regulated web wallet and gateway since 2014. Trade issued currencies on the XRPL DEX with built-in fiat on-ramp via SEPA.
ELLIPAL Titan
Hardware Wallet • $169 Fees
Fully air-gapped hardware wallet with no USB, Bluetooth, or Wi-Fi. QR code-only communication for maximum security against remote attacks.
Trezor Safe 3
Hardware Wallet • $79 Fees
Pioneer of hardware wallets since 2013. Open-source firmware with secure element chip at an affordable $79 price point.
Trezor Safe 5
Hardware Wallet • $169 Fees
Trezor's flagship: 1.54-inch color touchscreen, EAL6+ secure element and open-source firmware. Premium cold storage for serious XRP holders at $169.
Top Exchanges for XRP
Get the best sign-up bonuses and lowest fees with our partner exchanges.
Uphold
- Best for XRP
- Fiat On-Ramp
- Instant Trade
Stood by XRP throughout the SEC lawsuit when others delisted. Multi-asset platform with transparent pricing and $20 BTC welcome bonus.
Bitrue
- XRP Base Pairs
- Power Piggy Staking
- Low Fees
The most XRP-friendly exchange. Extensive XRPL token listings, Power Piggy staking rewards, and competitive 0.098% trading fees.
Kraken
- High Security
- Deep Liquidity
- Pro Tools
Operating since 2011 with zero major security breaches. Professional-grade trading with deep liquidity and fees from 0.16% maker.
Coinbase
- Most Trusted
- Beginner-Friendly
- US Based
Largest US publicly traded exchange with 110M+ users. Simple buying experience with educational rewards, now supporting XRP again.
Bitstamp
- Since 2011
- EU Regulated
- High Liquidity
One of the oldest exchanges in operation. EU-licensed with institutional-grade security and SOC 2 Type II audited infrastructure.
Crypto.com
- Visa Card
- Earn Interest
- 250+ Coins
All-in-one crypto ecosystem with Visa card, staking, and DeFi wallet. Competitive 0.075% trading fees with CRO staking benefits.
KuCoin
- 800+ Coins
- Trading Bots
- Low Fees
800+ coins with early listings and built-in trading bots. Professional features at low fees — known as 'The People's Exchange.'
Security First
Detailed security analyses of every wallet and exchange we review, so you can make informed decisions about your assets.
Learn about wallet securityYield Opportunities
Discover the best places to stake your XRP and participate in AMM pools to earn passive income on your holdings.
Explore staking optionsDeep Dives
Comprehensive guides and tutorials on XRPL features, from setting up your first wallet to advanced DeFi strategies.
Read our articles
Top 5 DeFi dApps on XRPL in 2026
Discover the leading decentralized finance protocols bringing yield and liquidity to the XRP Ledger this year.
Understanding AMM Staking Rewards
A comprehensive guide to the Automated Market Maker (AMM) functionality on XRPL and how to earn passive income.
Security Best Practices for Self-Custody
Protect your digital assets with these essential security tips for hardware and software wallet users.
NFT Marketplaces on XRPL: Complete Guide
Explore the growing NFT ecosystem on the XRP Ledger, including top marketplaces and how to mint your first NFT.
XRPL Sidechains Explained
Learn how sidechains extend the capabilities of the XRP Ledger and enable new use cases like smart contracts.
Tokenizing Real World Assets on XRPL
How institutions are bringing real estate, stocks, and commodities to the XRP Ledger through tokenization.
Editorial reviews, not paid placements
All Things XRPL is an editorially independent review site. We test every wallet and exchange ourselves before recommending it. We do earn affiliate commissions on some links, but those commissions never decide our rankings — and we tell you when a link is affiliate.
Find your wallet by use case
Skip the comparison spreadsheet — jump to the guide that matches what you actually need.
Free: XRPL Wallet Starter Kit
- Step-by-step Xaman setup checklist
- Hardware wallet buying guide (PDF)
- 5 mistakes new XRP holders make
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